Frequently Asked Questions

Promptly report the loss to the insurance company, or even easier, call Recovery Insurance Adjusters and we will immediately report the claim for you when you retain our services.

Public Adjusters work up an itemized estimate of all the damages to your property, as well as a physical inventory of your personal property in order to make sure all provisions of your policy produce the maximum benefit for you, the policy holder. The report generated by our trained adjuster can make a significant difference in the amount of the final adjustment.

Compensation is based upon a percentage of the Insurance Company’s settlement and the Public Adjuster is not paid until you are paid.

Initially, there is NO COST for the consultation at your property. We then work on a contingency fee basis, if there is NO RECOVERY, there is NO FEE. We only get paid when we deliver results for you. There is no risk to you or your finances. The only risk you have is not having us file your claim, thereby possibly receiving a lesser settlement.

Absolutely not! In most cases, you have one to five years to have your claim reopened.

Insurance company adjusters represent the insurance company. As Public Adjusters, Recovery Insurance Adjusters works exclusively for the insured policyholder. Using our experience, expertise and knowledge, our goal is to obtain a more equitable and favorable claim award for YOU.

No! An insurance agent is a salesperson usually trained in sales, not in adjusting claims.

Yes! A Public Insurance Adjuster must be tested, licensed, bonded, and authorized to practice his/her profession.

Many people have difficulty understanding the technical language of the insurance policy and the complicated procedures they must follow to comply with the policy’s terms. Most people do not realize that the insurance company adjusters are trained professionals who represent the interests of the insurance company which employs them. You can protect YOUR interests by employing a public adjuster whose sole responsibility is to serve you, the insured

Yes, but are you truly qualified and knowledgeable with the specialized expertise to ensure that you are receiving your full entitlements? It is important to remember that the insurance company has an expert representing them; don’t you deserve the benefit of an expert representing you?

Examples to consider:

  • Do you repair your own car or do you take it to a trained mechanic who has the knowledge and experience to do the repairs fully and correctly?
  • If you are dealing with a legal matter, do you represent yourself, or, do you hire an Attorney who is an expert in the particular field of law that is in question?

If you have a medical need, do you treat yourself, or, do you visit a doctor who is an expert in treating your condition

Testimonials

Trusted Claim Representation Since 2004

See how homeowners, businesses, and community associations across Florida and Maine navigated difficult insurance claims with support from the RIA team.

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“Joe and his team did an excellent job dealing with are impossible insurance company. I would highly recommend them because of their professionalism and willingness to help out far beyond expectations.”

– Kim

“It is a pleasure to recommend Priscilla Vega with Recovery insurance adjusters. I believe she is an accomplished Insurance claims expert. Priscilla was nonstop in her commitment to help me with all areas of my claim. Her knowledge and professionalism was outstanding and ensured everybody’s success.”

– Dina Valli

“I am so grateful with RIA Adjuster. Mr Daniel Sifrar was the public adjuster working on my claim. He is very professional, informative, diligent and always willing to answer all our questions. Daniel and his team did a great job. I would not been able to achieve this resolution so quick without his help. Thank you so much”

– Mary

“Priscilla was our PA and she made every step of the process simple and seamless. We only ever had to sign papers and return them to her, and we never once had to fight with or make.phone calls to our insurance. I don’t know what we would have done without Priscilla handling our claim and being our advocate.

10/10 would recommend working with Priscilla if you have an insurance claim that you need help handling!”

– Kimberle Williams

“To make a long story short, our insurance company settled so much in our favor that we can’t wipe the mile-wide smile off our faces. Give Daniel at Recovery Insurance Adjusters a call and let their knowledge and professionalism go to work for you.”

– Ed Clarke

“Joe and his team of experienced adjusters are extremely knowledgeable and will undoubtedly go out of their way in assisting their clients. The firm’s success speaks for itself. Highly recommended.”

– Sara Brooker

“What a pleasure to do business with! After Irma I thought I would never get my home back. Joe and Cathleen are superb and my situation was a little difficult and they stood by my side the entire time! Thank you RIA for helping me I don’t know what I would have done without you!”

– Kandi Reed

“Joe helped us though a very tough renovation and leak in our house. He was with us every step of the way and took much of the stress away. He also handled everything with the insurance company. I have and will continue to recommend Joe. He is honest and very professional.”

– Gwen Boyce Carey

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