Public Insurance Adjusters

Property Damage Happens.
We’ll Help You Move Forward.

Helping homeowners, businesses, and community associations navigate insurance claims throughout Florida and Maine.

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Advocating for Property Owners

Trusted Claim Representation Since 2004

When property damage occurs, having the right advocate can make all the difference. Recovery Insurance Adjusters represents homeowners, businesses, and community associations throughout both Florida and Maine, helping clients navigate complex insurance claims with confidence.

Unlike insurance company adjusters, our responsibility is to you—not the insurance carrier. While insurance company adjusters work for the insurer, Recovery Insurance Adjusters works exclusively for policyholders. From documenting damages and reviewing coverage to communicating with the carrier and negotiating claim settlements, our team advocates for your interests to help maximize your recovery.

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More About RIA

The RIA Difference

Experience. Advocacy. Expertise.

Industry Expertise

More than two decades of experience helping homeowners, businesses, and community associations navigate complex insurance claims.

Complex Claims

From residential properties to commercial buildings and community associations, we understand the unique challenges involved in complex property claims.

Property Knowledge

Our background in construction, real estate, and property management helps us evaluate damages from a broader property perspective.

Policy Holder Advocacy

Unlike insurance company adjusters, we work exclusively on behalf of policyholders throughout the claims process.

Claim Types

What Type of Property Damage Are You Facing?

Property damage can take many forms, and every claim comes with unique challenges. Explore the claim types below to learn more about the claims process and how Recovery Insurance Adjusters helps homeowners, businesses, and community associations navigate property insurance claims throughout Florida and Maine.

Hurricane Damage

Water Damage

Fire & Smoke Damage

Theft & Vandalism

Frozen Pipes & Snow Damage

Commercial Property Damage

Local Claim Support

Serving Property Owners in Florida & Maine

Insurance claims can vary based on location, property type, and regional risks.
Select your state below to learn more about the claim assistance available in your area.

Maine

Local support for winter storm, frozen pipe, fire, and commercial property claims.

Florida

Experienced support for hurricane, wind, water, fire, and commercial claim expertise.

The Process

Advocate. Negotiate. Recover.

Every claim follows a different path, but our approach remains consistent. We assess damages, organize documentation, communicate with carriers, and advocate for policyholders throughout the claims process.

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Advocate

We assess the damage and build your claim.

Negotiate

We work with the insurance carrier on your behalf.

Recover

We help move your claim toward resolution.

Testimonials

Trusted Claim Representation Since 2004

See how homeowners, businesses, and community associations across Florida and Maine navigated difficult insurance claims with support from the RIA team.

Review Us on Google

“Joe and his team did an excellent job dealing with are impossible insurance company. I would highly recommend them because of their professionalism and willingness to help out far beyond expectations.”

– Kim

“It is a pleasure to recommend Priscilla Vega with Recovery insurance adjusters. I believe she is an accomplished Insurance claims expert. Priscilla was nonstop in her commitment to help me with all areas of my claim. Her knowledge and professionalism was outstanding and ensured everybody’s success.”

– Dina Valli

“I am so grateful with RIA Adjuster. Mr Daniel Sifrar was the public adjuster working on my claim. He is very professional, informative, diligent and always willing to answer all our questions. Daniel and his team did a great job. I would not been able to achieve this resolution so quick without his help. Thank you so much”

– Mary

“Priscilla was our PA and she made every step of the process simple and seamless. We only ever had to sign papers and return them to her, and we never once had to fight with or make.phone calls to our insurance. I don’t know what we would have done without Priscilla handling our claim and being our advocate.

10/10 would recommend working with Priscilla if you have an insurance claim that you need help handling!”

– Kimberle Williams

“To make a long story short, our insurance company settled so much in our favor that we can’t wipe the mile-wide smile off our faces. Give Daniel at Recovery Insurance Adjusters a call and let their knowledge and professionalism go to work for you.”

– Ed Clarke

“Joe and his team of experienced adjusters are extremely knowledgeable and will undoubtedly go out of their way in assisting their clients. The firm’s success speaks for itself. Highly recommended.”

– Sara Brooker

“What a pleasure to do business with! After Irma I thought I would never get my home back. Joe and Cathleen are superb and my situation was a little difficult and they stood by my side the entire time! Thank you RIA for helping me I don’t know what I would have done without you!”

– Kandi Reed

“Joe helped us though a very tough renovation and leak in our house. He was with us every step of the way and took much of the stress away. He also handled everything with the insurance company. I have and will continue to recommend Joe. He is honest and very professional.”

– Gwen Boyce Carey

Ready to Start Your Claim?

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